The AML Service provides data that enable merchants to fulfill fulfil requirements related to KYC (Know Your Customer) and/or AML (Anti-Money Laundering).
The service supports the assessment of both individuals (persons)
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and organizations.
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The person resource
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The following dataset is offered in addition to the base identity (Name and SSN) provided by BankID:
- Residential address from the national registry ("Folkeregisteret" / DSF). We will deliver residential address from other public sources if your company has not applied for the DSF register.
- Search results from available sources on PEP (Politically Exposed Person) og RCA (Relative or Close Associate)
- Search results from sanction lists (EU og UN)
Three variants of the resource is available, where the first and second requires that the individual is first identified with BankID at the highest level of assurance.
- Identifying the individual via the BankID IDP in the OIDC Provider from BankID
- Identifying the individual via data embedded in a BankID SDO that is the result of an individual signing a document with BankID in the legacy way via BankID Server.
- Assessment of individuals (based on SSN) without any associated identification with BankID
The first variant is associated with a regular end-user OIDC Flows whereas the second and third variant uses the Client Credential Flow. The AML services responds with the same set of data for all variants.
In addition to JSON formatted structured data, a signed PDF report containing the same information is also available.
The organization resource
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New! |
The following dataset is offered:
key information (delivered by default)
- Company name
- Org number
- DUNS number
- Lei number
- Organization type
- Country
- Registered date
- Webpage
- Employees
- Member of registries
- Sources
Possible additional data that you can choose
To query additional details, a client must declare this explicitly as part of the request by usage of the "expand" parameter. Se API documentation for further details.
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Certificate of registration
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- Postal address
- Visiting address
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Financials: Credit history
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Last tree years
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Financials: Accountant
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Financials: Credit
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Lei number
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Ownership: Beneficials
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Name, address, owner share, date of birth, roles
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Ownership: Subsidiaries
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name, org number, percentage (owned by the company)
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name, org number, percentage, type (organization or person)
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Authorizations
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Here you will find: signature rights and power of procuration.
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Official Roles
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Roles delivered: CEO, chairman, board members, deputy members
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Sanction
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Status, message (if no hit), matchIndicator, matchIndicatorDescription,
aliasList, address, source (listname), data provider (source) Initial date, LastUpdate
and the organization resource handles on-demand queries of single results, while the continuous screening of persons service (pilot) offers notifications based on continuous monitoring a set of individuals of your choice.
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Note that two different versions of the person resource API is available. The old Person API is deprecated but will be available until all existing customers have migrated to the new API. The new Person API offers more features and content, such as data from DSF and improved PDF report. |
API documentation
See the
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The following expand arguments are present in the API docs, but they are currently not supported until the associated functionality becomes available in a future release.
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API
See separate AML API documentation for technical details about the HTTP API.
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The AML service is not available for external test purposes in the PREPROD environment.
Example test subjects has persons and organizations have been prepared with positive search results in the test environments.
Implementation guides
Separate implementation guides for each of the resource APIs
- Person API implementation guide
- Organization API implementation guide
- Continuous screening API implementation guide
Provisioning
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Note that OIDC Clients must be provisioned to gain access to the AML service. Access is provisioned on a per-scope basis |
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