You are viewing an old version of this page. View the current version.

Compare with Current View Page History

« Previous Version 6 Next »

The AML Service provides data that enable merchants to fulfill requirements related to KYC (Know Your Customer) and/or AML (Anti-Money Laundering). 

The service supports assessment of

  • individuals (persons)
  • organizations

The person resource

The following dataset is offered in addition to the base identity (Name and SSN) provided by BankID:

  • Residential address from the national registry ("Folkeregisteret").
  • Search results from available sources on PEP (Politically Exposed Person) og RCA (Relative or Close Associate)
  • Search results from sanction lists (EU og UN)

Three variants of the resource is available, where the first and second requires that the individual is first identified with BankID at the highest level of assurance.

  1. Identifying the individual via the BankID IDP in the OIDC Provider from BankID
  2. Identifying the individual via data embedded in a BankID SDO that is the result of an individual signing a document with BankID in the legacy way via BankID Server.
  3. Assessment of individuals (based on SSN) without any associated identification with BankID

The first variant is associated with a regular end-user OIDC Flows whereas the second and third variant uses the Client Credential Flow. The AML services responds with the same set of data for all variants. 

In addition to JSON formatted structured data, a signed PDF report containing the same information is also available.

The organization resource

New!

The following dataset is offered:

  • key information
  • address
  • sanction search result
  • official roles in the company
  • ownership (shareholders etc)
  • signature rights
  • key financial figures
  • auditor and accountant company
  • credit score (limited access)

By default only the "key information" element is delivered as part of a search result. To query additional details, a client must declare this explicitly as part of the request by usage of the "expand" parameter. Se API documentation for further details.

A collection of different organization PDF reports will be available in a future release:

  • AML search result
  • Certificate of incorporation
  • credit score

Expand arguments for such reports (links) is already present in the API docs, but will not work until this functionality is released.

API

See separate AML API documentation for technical details about the HTTP API. 

Environment

API Documentation

PRODhttps://aml.bankidapis.no/
CURRENThttps://aml-current.bankidapis.no/

The AML service is not available for external test purposes in the PREPROD environment.

Example test subjects has been prepared with positive search results in the test environments. 

Provisioning

Note that OIDC Clients must be provisioned to gain access to the AML service. Access is provisioned on a per-scope basis

Further reading

See the following sections for further details on the current AML service:


    • No labels